What is Life Assurance

Life Assurance is a policy that pays out a sum of money on upon death ( and upon diagnosis of terminal illness).


Most people take a policy out to cover the sum of a mortgage, to provide for a family, or to cover an income if the applicant passes away.


Most people between the ages of 18-80 can take out a life assurance.


The younger you are, the cheaper the policy, however this doesn’t mean that if you’re over 30 you’re going to be paying ridiculously high premiums either. There are a lot of factors to consider when reviewing life assurance (including age, health, smoking status, BMI, even your job)


Choice can come out and see you in the comfort of your own home, however we offer this free service over the phone at a time that is convenient for you.

Typically Life Assurance plans have no cash in value at any time and cease at the end of the term. If premiums are not maintained then cover will lapse.