HOME INSURANCE

BUILDINGS, CONTENTS & LANDLORDS

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What?

Whether it is the house you live in or another property you own, Home Insurance will cover repair or rebuild, damage and theft.  It can cover areas like your roof, doors or windows etc.  The building is covered in case of amongst other things fire, bursting or freezing of the plumbing, explosion and vandalism. It can also cover the contents, meaning it pays out if there is loss of or damage to a person’s personal possessions.  Primarily this is if the possessions are in a person’s home.  Some policies will pay out if the possessions are temporarily taken out of the home.

Why?

People take an insurance to cover the costs that could be incurred if damage or loss was to occur in or around their home.

Who?

Anybody can take out home insurance, although if you have a mortgage, it is a requirement.

When?

A policy can be taken out at any time, but most people usually review this every 12 months, when their current term is coming up for renewal

Where?

Choice can come out and see you in the comfort of your own home, however we offer this free service over the phone at a time that is convenient for you.