Remortgage

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What is a Remortgage?

A remortgage is the process of getting a different product to your current mortgage deal.

Why remortgage?

The benefits can include being able to save on monthly payments, releasing capital, or even reducing term to pay the mortgage off sooner.

Who can remortgage?

Normally the main reason for remortgaging is because your current fixed rate is coming to an end, but you may just be on the Standard Variable Rate (SVR), and want to secure your monthly payments.

When can I remortgage?

If you’re on an SVR, you can look to remortgage at any time. If you’re currently fixed, you may have an E.R.C. (Early Repayment Charge) in place, so it’s best to review your current deal documents to find out when your fixed rate is due to finish. Usually we will look to review your deal in the last 3 months of your fixed rate, so that you won’t have to revert to a higher SVR.

Where do I remortgage?

Choice will come out and see you in the comfort of your own home, and show you what is available to you from the whole of the market; saving you the inconvenience of having to spend hours searching online, or days going to different banks and building societies to find the best deal. Just click REVIEW NOW.